AI-native bookkeeping

Your books. Your cash flow. Your CFO.

Built for Texas lower middle market companies who need real financial clarity. Powered by AI. Delivered by people who know your business.

Trusted by SMBs across Texas · Powered by Claude AI · SOC 2 in progress

How It Works

CFO-level insights. Bookkeeping prices.

Start with a Call

Send us your QuickBooks, invoices, and statements. We handle the setup, cleanup, and upload. You just hit send.

AI Does the Heavy Lifting

Our AI engine categorizes transactions, flags variances, tracks your cash runway, and drafts your month-end close — in minutes, not days.

Your CFO Reviews & Delivers

A dedicated fractional CFO reviews every output, adds strategic context, and delivers a clean report you can actually act on.

Services

Everything finance, in one place.

Bookkeeping

Accurate, AI-assisted monthly bookkeeping. Reconciled accounts, categorized transactions, clean books every month.

13-Week Cash Flow Forecast

Know exactly where your cash is going. Weekly forecasts, scenario planning, and AR tracking built in.

Month-End Close

A structured close checklist with AI how-to guidance. Every account reconciled, every period closed on time.

Fractional CFO

Strategic financial leadership without the full-time cost. Budgeting, KPIs, board prep, and investor-ready reporting.

AI Consulting

Custom AI workflows, automation, and integrations built for your business. If you can dream it, we can build it.

10×
faster month-end close
100%
of accounts reconciled, every period
13 wks
of cash visibility, always current

Why AI

Finance that runs ahead of you, not behind.

Traditional bookkeeping is reactive. You find out about a cash problem after it happens. mCFO.ai flips that model — our AI runs your forecast continuously, flags issues before they become crises, and gives your CFO team the data they need to advise you, not just report to you.

Pricing

Simple plans. Senior-level finance.

Starter

$799/mo
  • Monthly bookkeeping
  • Bank & credit card reconciliation
  • Monthly financial statements
  • Email support
Book a Consultation
Most Popular

Growth

$1,499/mo
  • Everything in Starter
  • 13-Week Cash Flow Forecast
  • Month-End Close Checklist
  • Dedicated bookkeeper
  • Quarterly CFO review call
Book a Consultation

CFO Partner

$2,999/mo
  • Everything in Growth
  • Fractional CFO (8 hrs/mo)
  • Board-ready reporting
  • Budget vs. actuals
  • Unlimited advisory calls
Book a Consultation

Partner Network

Own a mCFO.ai Franchise

Are you a bookkeeping firm owner ready to modernize? Join the mCFO.ai network and give your clients enterprise-grade AI tools while keeping your brand, your clients, and your independence. We provide the platform. You provide the expertise.

Learn About Partnering
  • Plug-in AI platform — no tech build required
  • Proven processes for cash forecasting, close management, and client reporting
  • Network support, training, and co-marketing
“We used to spend two weeks closing the books. With mCFO.ai, we're done in three days and our clients have a live cash forecast every Monday morning.”
Sarah M. · Partner, North Houston Bookkeeping

Ready to see what AI-native bookkeeping looks like?

No long contracts. Transparent pricing. AI-powered insights, human expertise.

Book Your Consultation